The amount of insurance coverage available can make a huge difference in whether an injured victim gets made whole economically or is left in the hole. The good news is that at the current time if you are injured by an Uber driver or while riding as the passenger in an Uber vehicle you have a good amount of insurance coverage available.
According to the Uber website the Uber driver’s policy extends to all third parties and coverage begins as soon as the driver has accepted the trip. The $1,000,000 policy also takes precedent over any personal auto coverage. What is great about this policy is that it even if an uninsured motorist causes the accident, the policy covers anyone who was riding inside the Uber. Almost no private passenger cars have this amount of coverage. Thus, if you are seriously injured due to an Uber driver, you will probably be in a better financial situation than if you are injured by a non-Uber driver.
Interestingly, Uber also provides insurance policies that extend to third parties in between their drivers’ trips. This policy covers up to $100,000 in bodily injury per accident.
Check out this link for more information: https://www.uber.com/drive/insurance/
The laws and insurance coverage regarding injuries caused by an Uber vehicle are rapidly changing. Thus, it is very important that you speak with an experienced personal injury lawyer in the event of an injury due to the negligence of an Uber driver. If you have any questions and would like a free consultation call us at Druckman & Hernandez.